Trusted Fertility Care for Our Community
RMA of New York serves as the Division of Reproductive Endocrinology and Infertility (REI) within the Department of Obstetrics, Gynecology and Reproductive Science for the Mount Sinai Health System.
For nearly 25 years, RMA of New York has been widely recognized as a world leader in reproductive medicine. We are proud to be a Center of Excellence and a top-tier provider of fertility treatment to Mount Sinai employees.
Enhanced Fertility Benefits for 2026
The lifetime maximum benefit for fertility treatment, medications, and fertility preservation services under Mount Sinai’s UMR insurance plan doubled from $15,000 to $30,000 in 2026. This increase reflects Mount Sinai’s commitment to supporting its employees’ family-building needs and ensures that more individuals can pursue the family they envision with fewer financial barriers.
As a trusted provider within the Mount Sinai Health System, RMA of New York is uniquely positioned to guide you through your reproductive journey. With 14 fertility clinic offices and four IVF laboratories located throughout the New York metro area in Manhattan, Brooklyn, Westchester, and Long Island, world-class fertility care has never been more convenient.
Covered Fertility Benefits
Your UMR plan covers fertility treatment, medications, and fertility preservation services.
In-Vitro Fertilization (IVF) coverage includes:
- Monitoring
- Egg retrieval
- Intracytoplasmic sperm injection (ICSI)
- Assisted hatching
- Embryo transfer
- Storage of sperm, eggs, and embryos up to the lifetime maximum
Out-of-pocket costs may include:
- PGT-A biopsy
- PGT-A and PGT-M testing performed by outside laboratories
- Anesthesia during egg retrievals
Egg Freezing coverage includes:
- Monitoring
- Egg retrieval
- Storage up to the lifetime maximum
Out-of-pocket expenses may include:
- Cryopreservation of oocyte(s)
- Anesthesia during egg retrievals
Additional Fertility Financing
RMA of New York’s dedicated financial counseling team is committed to making world-class fertility care accessible and affordable. Our specialists can assist with:
- Understanding your fertility benefits
- Maximizing your Mount Sinai UMR coverage
- Creating a personal financial plan
- Exploring financing options for out-of-pocket expenses or services beyond the lifetime benefit
Our goal is to ensure every Mount Sinai employee feels informed, supported, and confident throughout their journey.
Experience the RMA Difference
For nearly 25 years, RMA of New York has been helping individuals and families achieve their reproductive goals with compassion and scientific excellence. Our close collaboration with Mount Sinai Health System strengthens every aspect of our approach, ensuring patients receive the most advanced reproductive care available today.
Our world-renowned fertility physicians, experienced embryology teams, and state-of-the-art laboratories consistently achieve IVF success rates that exceed national averages. Through breakthrough research, refined clinical protocols, and deeply personalized care, we offer you the strongest possible path toward building your dream family.
If you’re considering next steps in your fertility journey, or simply want to understand your expanded 2026 fertility benefits, we’re here to help.
Make an Appointment
Mount Sinai Employee Fertility Benefits FAQ
This FAQ is designed to help Mount Sinai employees understand the 2026 expansion of UMR fertility benefits and how RMA of New York—Mount Sinai’s long-standing partner in reproductive care—supports eligible employees and dependents.
You will find clear guidance on what changed, what’s covered, and how to access services with RMA of New York.
The lifetime maximum benefit for fertility treatment, medications, and fertility preservation services under Mount Sinai’s UMR plan doubled from $15,000 to $30,000 in 2026.
Your plan includes coverage for:
- IVF treatment (monitoring, egg retrieval, ICSI, assisted hatching, embryo transfer)
- Fertility medications
- Egg freezing
- Storage of sperm, eggs, and embryos up to the lifetime maximum
Services not fully covered may include:
- PGT-A biopsy
- PGT-A and PGT-M testing performed by outside labs
- Anesthesia during egg retrievals
- Cryopreservation of oocyte(s)
The lifetime maximum is the total amount your UMR plan will cover for fertility treatment, medications, and fertility preservation over the course of your lifetime while employed by Mount Sinai. The lifetime maximum is currently $30,000.
RMA of New York is widely recognized as a world leader in reproductive medicine. It has served as the Division of Reproductive Endocrinology and Infertility (REI) within the Department of Obstetrics, Gynecology and Reproductive Science for the Mount Sinai Health System for over two decades. Its physicians are faculty members at the Icahn School of Medicine at Mount Sinai.
As a trusted provider within the Mount Sinai community, RMA of New York is uniquely positioned to guide you through your reproductive journey with expertise, innovation, and compassionate care.
You can request a consultation directly through RMA of New York.
RMA of New York has a dedicated financial counseling team that will:
- Review your Mount Sinai UMR benefits
- Help you estimate out-of-pocket costs
- Clarify what services apply to the lifetime maximum
- Explore financing options for uncovered services
No, but many Mount Sinai employees choose to because of:
- The longstanding partnership and integrated clinical care
- Convenient on-campus access at the May Center for Mount Sinai Doctors
- RMA’s consistently high IVF success rates
- Access to advanced technology and experienced embryology teams
- Preferred rates and financing options for out-of-pocket expenses or services beyond the lifetime benefit